BUSINESS BANKING EXPERTISE
We make it our business to know as much as possible about yours. We understand that every industry sector has its own specific banking and financing needs. You can expect our banking experts to deliver financial solutions and services to meet, if not exceed, your business banking needs.
Because of our commitment to building relationships, our team can help guide you and your business as you continue to grow. Backed by the national strength of Western Alliance Bancorporation and the access to local decision-makers in Northern Nevada, First Independent Bank is able to offer a broad range of financial solutions to those we serve.
PLANNING FOR A STRONG FINANCIAL FUTURE
At First Independent Bank, we understand the challenges faced by business owners. That’s why we offer innovative, flexible financing solutions. We can help your small business grow and evolve, with a finance option that’s just right for you.
Loans and Financing Tools
First Independent Bank offers a variety of ways for your business to get the funding it needs – plus seasoned relationship managers to help you manage the complexities that come with finding the right financing.
We have the innovative banking products and services you need to be successful. Some of our tools include:
- Secured loans
- Revolving lines of credit
- Business credit cards
- Small Business Administration (SBA) loans
- Equipment financing
- Commercial real estate lending
- Technology financing
Treasury Management Tools
First Independent Bank treasury management services can help your business improve cash flow, minimize fees, and optimize cash balances and interest earned. We’ll analyze your account activity and balances to determine the best strategies for your business.
We give you better ways to track your outgoing funds, with advanced technology that streamlines payment processes. Solutions include:
- Automated Clearing House (ACH) credit
- Wire transfer services
- Account reconciliation
- Positive Pay services to prevent payment of fraudulent checks and unauthorized ACH transactions
Managing Cash Flow
Cash flow is the lifeblood of your business, and we can help you stay on top of all the payments it receives. With services that streamline your operations and speed up the clearing process, we make managing receivables faster, easier and more efficient through the following services:
- Remote deposit
- ACH payment processing
- Lockbox service
- Cash vault access
- Wire transfer services
- Merchant services
Our customized payment processing services, offered by a trusted vendor, can help you satisfy and strengthen your customer base. You can accept credit and debit cards, purchase or lease care processing equipment, and benefit from multiple authorization networks and transaction processing options.
Learn more about First Independent Bank’s expertise in business banking services or give us a call to speak with a knowledgeable banker today: (775) 828-2000
*All offers of credit are subject to credit approval. First Independent Bank is a division of Western Alliance Bank. Member FDIC.