TMC Financing Completes SBA 504 Loan For Las Vegas Restaurant Chain

TMC Financing ( has completed a 20-year fixed-rate, SBA 504 loan for $1,830,000 on a total financing package of over $4,000,000 for Metro Pizza in Las Vegas. The loan helped fun the popular restaurant chain's sixth restaurant  in Las Vegas’ Centennial Hills neighborhood. The project includes a 75,359 square foot site at 6720 Sky Pointe Drive, and is also the corporate headquarters for Metro Pizza and its new bakery concept Lulu’s Bread and Breakfast. With the financing, Metro Pizza was able to hire 100 new employees, bringing its total number of employees up to 250 companywide.  Metro Pizza has six locations across the Las Vegas area, with another opening soon inside McCarran Airport.

“Metro Pizza continues to flourish and grow with their strategic business operations,” said Barbara Morrison (, President and CEO of TMC Financing. “The opportunity to expand into an additional location at a time of such economic distress was a bold move for Metro Pizza. It also signals a good sign for the Northwest Las Vegas market. By taking advantage of the SBA 504 loan program, Metro Pizza was able to attain exceptional financing terms that enable them to be a part of the Centennial Hills neighborhood revival.”

Ann Santiago, Senior Vice President – Business Development at TMC Financing, based in Las Vegas, worked with Metro Pizza to provide financing via the SBA 504 commercial real estate loan program. Over the last ten years Metro Pizza has received three SBA 504 loans, and has worked with Ann Santiago on all three projects.  SBA 504 financing offers businesses below-market, fixed rate financing for the acquisition, renovation or construction of commercial real estate. SBA 504 loans provide long-term stability for businesses with the ability to retain working capital which can be used to further grow the business and create new jobs. The August SBA 504 interest rate is 5.23%, fully fixed for 20 years.

“It was always our dream to own the real estate that our restaurants stood on.  We knew that when we were able to do this, we would be able to create the ultimate pizza dining experience for our many loyal patrons from the moment they stepped out of their car,” said Metro Pizza’s co-founder/co-owner, Sam Facchini.  “We naturally turned to the SBA lending program to help facilitate our goals.  The favorable interest rates save us significant capital over the life of the loans.  In addition, having the backing of the federal government provides conventional lenders with the confidence to make the temporary construction financing possible.  Most importantly, having the ability to create more jobs as a result of having this financing available to us is the most rewarding benefit of all.  Thank you, SBA, Ann Santiago and TMC!”

Metro Pizza ( was started in 1980 by cousins John Arena and Sam Facchini, well-known around town as “The Pizza Guy and the other Pizza Guy”.  By 1986, the restaurant expanded and opened 2 additional locations.  From there they began designing and building their own free-standing buildings on their own real estate, and thus the relationship with Ann Santiago and the SBA lending program began.  The competitive advantage of Metro Pizza lies not only in their authentic special recipes, combining elements of Chicago and New York style pizzas, but in the entire pizza dining experience they lovingly provide their guests through their warm, friendly and fun-filled restaurants and staff.  Fans of each style find many varieties to choose from or can build their own pie from the crust up.  The varieties and combinations offered create authentic recipes, differentiate Metro’s pizzas and grow the brand name.  Over the last several years, Metro Pizza has been recognized with many accolades, such as “Best Pizza in Las Vegas” 2005 thru 2013, “Nevada Restaurateurs of the Year” 1999, USA Today’s “Top 10 Pizza Restaurants in the Nation” 2006 and 2011, and Food Network’s “Best Pizza in Nevada” in 2012.

About TMC

TMC Financing provides Small Business Administration (SBA) 504 real estate financing and is the leading Certified Development Company (CDC) in Northern California and Southern Nevada. During the past 30 years, TMC has provided over $7.2 billion in SBA 504 financing for more than 4,200 businesses. This financing has resulted in the creation of over 30,000 jobs. TMC has been ranked in the top five Certified Development Companies nationwide for over a decade. TMC's experienced team works directly with borrowers, lenders and real estate brokers to tailor financing packages that meet SBA program guidelines and the borrower's credit capacity. For more information, visit